Question 1

Do you handle the insurance claim for me?

Accepted Answer

We don't file or negotiate insurance claims directly. If your claim has already been processed and your carrier has issued a check, we're happy to install your new roof using those funds.

Question 2

What counts as storm damage in New Jersey?

Accepted Answer

Wind lift and creased roofing materials, hail bruising, tree impact, ice-dam leaks, and damaged flashing after a Nor'easter or hurricane. We document everything with photos so you have a clear record for your carrier.

Question 3

How quickly can you tarp my roof after a storm?

Accepted Answer

For active leaks and open roof damage we prioritize emergency tarping across New Jersey, typically within 24 hours. Call (862) 329-4766 and we'll get on your calendar.

Question 4

How long do I have to file a claim after a storm?

Accepted Answer

Most NJ homeowners insurance policies give you one year from the date of loss, but sooner is always better — damage worsens with every rain event. Get an inspection first so you know what you're dealing with.

Question 5

What if my insurance check doesn't cover the full replacement?

Accepted Answer

That's common. We'll work within the scope of your approved claim and offer financing (credit scores as low as 550) to cover any remaining balance or upgrades like better materials or added ventilation.

Question 6

Will filing a claim raise my premium?

Accepted Answer

Weather-related claims are generally treated differently than liability claims and often don't affect premiums the same way. Confirm with your carrier — but don't skip a real claim because of that fear.

Storm Damage Restoration

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